The primary benefit of novated leasing is the tax benefits so therefore, a percentage or two on the interest rate will have little impact.

The largest cost of car ownership is the depreciation – the amount that the car falls in value over time.   So what is more important to cheaper car ownership is to select a car that holds is value better than most in the market and to deduct as much of the costs of ownership of the car before income tax.

Use our calculator to see how you can benefit.